🚀Business setup guide

How to start a business in Australia

A plain-English walkthrough of every step — from validating your idea through to getting insured, registered, and ready to trade.

8 steps

to get set up

2–8 wks

typical timeline

4 pros

who can help

💡

Step 1

Validate your idea before you spend anything

Most businesses fail because they build before they know if anyone will pay.

1–4 weeks
🏗️

Step 2

Choose your business structure

Sole trader or company — this decision affects your tax, liability, and admin burden.

1 week💰 Free (sole trader) or $576 ASIC fee (company)
📋

Step 3

Register your ABN

Every business needs an ABN before it can invoice clients legally.

15 minutes online💰 Free
🏦

Step 4

Open a dedicated business bank account

Mixing personal and business money creates tax headaches and legal problems.

1–3 days💰 Free to open — monthly fees vary
💰

Step 5

Register for GST if you need to

Mandatory over $75k revenue — optional below that threshold.

1–2 days💰 Free
🛡️

Step 6

Get business insurance

One incident without insurance can end a business. Don't skip this.

1–2 weeks💰 From ~$500/year depending on business type
📝

Step 7

Sort your contracts and terms

Verbal agreements are unenforceable. A simple contract protects both parties.

1–2 weeks💰 Template: free–$500. Lawyer review: $300–$800
🧮

Step 8

Set up bookkeeping from day one

Good records make tax time simple and keep you on top of your cashflow.

Ongoing from day one💰 Free (spreadsheet) to ~$35/month (Xero)

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✦ This guide is for informational purposes only and does not constitute legal, financial, or business advice.